This guide will walk you through how to inspect your roof, recognize hail damage, and decide when to call a professional roofing contractor for assistance. Read on to learn more!

The Importance of a Thorough Roof Inspection

After a hail storm, you should always inspect your roof for potential damage caused by hail impact. The force of even small-sized hail can leave dents, cracks, and missing granules on your roof shingles, weakening their protective function. Starting with a ground-level inspection, look for obvious signs such as displaced roofing materials, dented roof gutters, or damage to roof vents. Use binoculars for a closer look at areas you can't safely reach and make note of any abnormalities.

A roof inspection also helps identify hidden issues that may not be immediately apparent but could lead to significant damage over time. For instance, missing granules on asphalt shingles may expose the underlayer, increasing the risk of water infiltration and roof leaks. Similarly, damaged roof flashing or roof decking can leave your home vulnerable to structural problems if not addressed promptly. By catching these problems early, you can prevent costly repairs down the line.

If you're comfortable climbing onto your roof, conduct a more detailed inspection to assess the condition of the roofing materials. Look for cracks, splits, or other signs of roof hail damage, and use a roof inspection checklist to ensure all areas are thoroughly reviewed. From roof gutters to roof vents, every detail should be noticed. A complete storm damage inspection can save you time, money, and stress by addressing problems before they escalate.

Identifying Different Types of Roof Hail Damage

The damage a hail storm could cause on your roof depends on how big the hail is, how powerful the storm hits, and what kind of materials your roof is made of. Recognizing the different types of roof hail damage is essential for determining the appropriate repairs. Here are the most common types of hail damage homeowners may encounter:

1. Granule Loss on Asphalt Shingles

Hail impact often knocks granules off asphalt shingles, creating bald spots. These areas expose the underlayer, reducing the roof's water resistance and increasing the risk of leaks and further damage.

2. Cracked or Split Shingles

Larger hail, such as golf ball-sized hail, can crack or split shingles. These cracks weaken the roofing material and leave it vulnerable to water infiltration.

3. Dents in Metal Roofing

Metal roofs are durable but can still suffer dents from hail impact. While the dents may not cause immediate leaks, they can weaken the roof's overall structure over time.

4. Broken or Cracked Tiles

Hail can significantly damage clay or concrete tile roofs, causing them to crack or even break apart. Once those tiles are damaged, water can start leaking in, harming the roof decking below.

5. Damage to Roof Vents and Flashing

Roof vents and flashing are particularly vulnerable to hail impact. Dents, cracks, or dislodged flashing can lead to roof leaks and compromise the roof's ability to keep water out.

6. Compromised Roof Gutters and Downspouts

Hail can dent or damage roof gutters and downspouts, disrupting water flow and leading to pooling water around your home's foundation.

7. Soft Spots on Roof Decking

Prolonged exposure to hail and water damage can weaken the roof decking, creating soft spots that feel spongy underfoot. These areas require immediate attention to prevent further structural damage.

8. Loss of Protective Coatings

Some roofing materials, such as metal and synthetic materials, have protective coatings that can be chipped or worn away by hail impact. This loss of coating reduces the roof's durability and lifespan.

9. Shattered Skylights or Chimney Caps

Skylights and chimney caps are often overlooked but can sustain cracks or breaks during a hail storm. Damaged skylights can let water into your home, while broken chimney caps can disrupt ventilation.

10. Clogged or Damaged Gutters and Downspouts

Hail can knock debris into gutters, clog them, and prevent proper drainage. Blocked or broken gutters raise the chances of water harming your roof and the outside of your house.

Identifying these different types of roof hail damage is the first step in protecting your home. If you notice any of these issues during a roof inspection, contacting a roofing contractor for a professional assessment and repair is essential.

When to Call a Roofing Contractor

Professional roofing contractors conduct a detailed hail damage inspection and provide recommendations for repairs or roof replacement if needed. These specialists have the expertise and skills required to assess different types of storm damage effectively and can ensure your roof is restored to its best condition. Additionally, roofing contractors often work with insurance companies to assist with claims.  

Filing an Insurance Claim for Hail Damage

Once you've identified hail damage, contacting your insurance company is the next step. Most insurance companies require prompt reporting after a storm. Submit a claim detailing the impact of the hail storm on your roof. Include photographs, your roof inspection checklist, and any roofing contractor estimates for hail damage roof repair.

Remember, insurance policies vary, so check the specifics of your coverage, such as whether roof maintenance is included. If your policy covers storm damage, you may be eligible for compensation for roof repairs, roof replacement, or even preventive maintenance to avoid future roof leaks.

Protecting Your Roof From Future Hail Damage

Regular roof maintenance helps reduce the damage from hail storms. Check your roof now and then for any signs of damage, like cracks, missing granules, or loose flashing. Reinforce spots vulnerable to roof leaks, like roof vents and gutters, to ensure water flows away from your home.

In areas prone to hail storms, consider upgrading to hail-resistant roofing materials. These materials are made to handle hail hits more effectively, helping to extend your roof's life and lower the chances of significant damage down the line.

Conclusion

By understanding the different types of roof hail damage, following a roof inspection checklist, and working with a roofing contractor, you can keep your roof in top shape. Don't forget to document storm damage for your insurance company and review your insurance policy to maximize your benefits. Lastly, proactive roof maintenance and choosing durable roofing materials can help protect your home against future hail storms.